Credit repair FAQ
How long before I see results?
It’s a pretty normal question to ask: how long is this going to take? The honest answer is that it depends — on your goals, your situation and how much work you need done. We at Better Credit look at you as an individual and build your own personal Game Plan accordingly. Your Game Plan focuses on the areas that will make the most impact– and helps Better Credit experts get to work quickly to make sure your creditors are being responsible regarding the information they’re reporting about you.
What are the cost associate with the services?
As valuable as the possibility of better credit is, the cost to start taking control of it is simple: it’s $100 per month. We Start credit repair services 3 days after the date of the signed agreement. You can cancel services at anytime within this 3 days period for any reason with no obligation to pay the monthly services fees. Separate from the service, there is a one time (non refundable) processing fee of $150. There will never be any additional costs or hidden fees. If for any reason your payment is late you must notify Better Credit 3 days in advance that your payment will be late. We charge a $25 late fee. Unless notified, after 14 days, your services will be discontinued until payment is made (This may negatively impact your results) – it’s that straightforward.
Can we communicate through email ?
We are here for you throughout your credit-repair experience. You can always email us with any questions you have. We’ll get back to you promptly so that you can always keep moving forward. When you sign up with better credit we will send you a client login email for you to create a password for you client portal. You can login in at anytime and monitor everything that’s being done from the dispute being placed to the results being made. Inside your portal you can always contact better credit just like a regular email, check your daily or monthly task we may have for you. You will be able to set budgets and monitor your spending limits and so forth.
If you are not already a member of Better Credit and have questions about the service, email us at info@Bettercredit4us.com
Is credit repair worth it? Why?
To know whether credit repair is worth it, you just have to look at what your credit impacts. These days, it seems like it’s just about everything. When you start realizing how far it goes, it’s easy to do a little math. Not having ideal credit can cost you thousands and thousands of dollars over the course of a home or car loan. It can keep you from getting insurance coverage or even a job. It can make even everyday needs and decisions more difficult.
When you compare this to the confidence and assurance of feeling in control of your credit situation and the opportunities it brings, the value of credit repair can seem pretty priceless. Luckily, having the experts at Better Credit working to help you tackle your credit issues costs only $100 a month. It’s a pretty great value that may impact a lot of the things you value most.
What are the hours I can speak with a Better Credit Advisor?
Sometimes you just want to talk to somebody – to ask questions, get encouragement or understand the process better. And we’re here to talk to you, during the following hours:
Call: +877-606-3856
M-F: 8 AM to 6 EST
Sat: 10 AM to 6 PM EST
Sun: Closed
How long does it take to fix bad credit?
There is no fast and easy answer to this question. The time it takes to repair your credit is completely dependent upon your personal situation. In that regard, Better Credit values each member’s unique situation and provides customized Game Plans to suit varying member needs.
How long do negative items stay on your credit report?
It’s a common myth that negative items must remain on your credit report for a minimum number of years. In fact, there is no minimum time frame. Creditors control the information they provide to the credit bureaus. They can also choose to remove negative items as well.
Can I get a loan with bad credit?
While bad credit does limit your borrowing options, it may still be possible to find a loan with bad credit. However, the question remains, is a bad credit loan worth the disadvantages it carries.